Goldman Sachs is under investigation by the New York Department of Financial Services after a tech entrepreneur alleged the company’s algorithms were discriminating against his wife’s gender after comparing their respective credit limits.
David Heinemeier Hansson, creator of web-application framework Ruby on Rails, says that despite his wife’s better credit score she was given a credit limit 20x below his, according to Bloomberg.
The @AppleCard is such a fucking sexist program. My wife and I filed joint tax returns, live in a community-property state, and have been married for a long time. Yet Apple’s black box algorithm thinks I deserve 20x the credit limit she does. No appeals work.
— DHH (@dhh) November 7, 2019
It gets even worse. Even when she pays off her ridiculously low limit in full, the card won’t approve any spending until the next billing period. Women apparently aren’t good credit risks even when they pay off the fucking balance in advance and in full. pic.twitter.com/9yFtoRj3Xk
— DHH (@dhh) November 7, 2019
(Click the tweets to see the rest of Hansson’s lengthy thread)
Responding to it was Apple co-founder Steve Wozniak, who said the same thing happened to them!
“The department will be conducting an investigation to determine whether New York law was violated and ensure all consumers are treated equally regardless of sex,” said NY Dept of Financial Svcs. superintendent Linda Lacewell, adding “Any algorithm, that intentionally or not results in discriminatory treatment of women or any other protected class of people violates New York law.”
Responding to the controversy, Goldman spokesman Andrew Williams said: “Our credit decisions are based on a customer’s creditworthiness and not on factors like gender, race, age, sexual orientation or any other basis prohibited by law,” however Hansson said Goldman’s response doesn’t address what happened after he started posting about it on social media.
“As soon as this became a PR issue, they immediately bumped up her credit limit without asking for any additional documentation,” he told Bloomberg. “My belief isn’t there was some nefarious person wanting to discriminate. But that doesn’t matter. How do you know there isn’t an issue with the machine-learning algo when no one can explain how this decision was made?”
“Goldman and Apple are delegating credit assessment to a black box,” he said. “It’s not a gender-discrimination intent but it is a gender-discrimination outcome.”
Meanwhile,
Gabbie Hanna Pussy Lips Slip
YouTube star Gabbie Hanna “accidentally” shows her pussy lips while filming herself in the bathtub in the video clip below.
With over 6.6 million subscribers on YouTube and an additional 4.5 million followers on Instagram, Gabbie Hanna is one the biggest social media stars in the world… And it ain’t because she is good looking, as you can see from the covered nude pics below.
Yes, clearly there is something more to Gabbie that makes this flabby mule faced wench appealing to the hopelessly depraved iSheeple masses… And what that possibly could be remains a mystery…
My best guess would be that it is Gabbie’s subtle sluttery combined with her attainability. For even the most pathetic of infidel incels can realistically imagine getting Gabbie tipsy on some White Claws and finger banging her fat pussy mound.
Gabbie Hanna
American internet personality, twitter.com/thegabbieshow
Gabrielle Jeannette Hanna is an American Internet personality, author, singer-songwriter and actress. She started her career on the streaming service Vine, under the name The Gabbie Show, then started a YouTube channel with the same name a year later; both were nominated for awards. Wikipedia
Born: February 7, 1991 (age 28 years), New Castle, PA
Height: 5′ 5″
Full name: Gabrielle Jeanette Hanna
Albums: 2WAYMIRROR