China Going Cashless?
We have been using debit card, credit card, and other form of cashless payments since time immemorial. So, what’s the big deal?
What is phenomenal here is China is experiencing a different kind of cashless phenomenon – It’s not debit card or credit card, but payment by Cellphone Scanning.
This is what tech giants like Apple and Google have been talking for years, they’re yet to scan their own ass, but in China, you can pay for practically every little petty purchase from cigarette all the way to sexy gadget like dildos simply by scanning your phone. Now this is quite something … A revolution, so to speak.
I am sure you can pay for a blowjob by scanning your cellphone because …
Even PANHANDLERS got QR codes hanging around their necks – No loose change? Just scan here.
In this case, Apple and Google are truly and scandalously primitive.
We have no doubt Daniella Wang bought her dildo with a cellphone …
Daniella Wang in Due West: Our Sex Journey
China Is on Track to Fully Phase Out Cash
By Motherboard
Experts believe it wonât be long before China, the first country to introduce paper money, becomes the first to go totally cashless.
In a poky sex toy shop in Sanlitun shopping district in central Beijing, a placard with a QR code is strategically placed next to a pink, vein-knobbled dildo called the Super Emperor, and a clitoral pump. Just scan your phone, and walk out with your purchase.
Scan-A-Sextoy
Jamie Chung poking through her shirt in Casual (TV Series 2015â ) [S03E01]
The cigarette vendor across the street accepts smartphone payments too. A fast-moving queue of customers purchase smokes by scanning their phones over a tatty cardboard QR code.
All the bars in Sanlitun, equal parts seedy and swish, still take cash, but have likewise implemented cashless pay, largely through the ubiquitous WeChat and Alipay app, as primary payment platforms. Beijing taxi drivers accept smartphone payments too.
No one in the area uses physical money, for sex toys or otherwise. Largely due to China’s vibrant fintech landscape, the recent rise of phone payments in the country has shunted cash onto the endangered list, perhaps somewhere alongside the pangolin.
“Pretty much every shop, restaurant and bar accepts WeChat and/or Alipay these days,” said Yuhan Xu, a 30 year-old Shanghai-based radio researcher who has used her smartphone to pay for almost all her purchases since early 2016. “Even a small pancake stall does that,” she added. “I don’t need to carry cash.”
Liu Yifei sexy poster is yours by simply scanning her QR coded Titties?
Many experts believe it won’t be long before China, the first country to introduce paper money, also becomes the first to phase it out to become fully cashless.
The apps fuelling this cashless trend are Tencent’s WeChat and Alibaba’s Alipay. Launched in 2011, WeChat is a multi-function app based around a messaging system that incorporates WhatsApp and Twitter-like elements. The app is phenomenally popular in Chinaâthe majority of WeChat’s roughly 889 million monthly-active users worldwide are based in the People’s Republic. Chinese users of apps like WeChat tend to not be put off by the personal data storing and sharing that goes on in them. Snooping by authorities is pretty much accepted.
Many experts predict that China will be effectively cashless within five to 12 years. If you want a packet of cigarettes in Beijing in 2030, make sure your phone is working.
Joan Chen’s QR coded titties has been scanned since 1969?
In August 2013 WeChat’s payment function was introduced; in-store payments were launched in September 2014. WeChat Pay lets users link their WeChat accounts with their bank accounts; they can spend money through the app in physical and online retail storesâusually scanning in-store QR codes at IRL storesâas well as transfer funds to and from other users. “I’ll WeChat you my share” is perhaps the most commonly-uttered phrase in Beijing restaurants these days.
Tencent says that over 600 million users use its mobile payment services, which include WeChat Pay; Reuters estimated that $556 billion worth of transactions were made via the app in 2016. Alipay, which functions in a similar way to WeChat Pay, has around 270 million monthly active users, with around 175 million transactions going through the service every day.
“The younger generation has never read a physical newspaper, and similarly in the future they’ll never use cash.”
It’s hard to not notice the change. Every lunchtime in Beijing queues of phone-waggling customers zip past tills with a “beep”, and no fiddling for notes. QR codes are printed on cards and taped onto chicken wrap stalls outside metro stations. In the eastern Shandong province, panhandlers have been spotted with QR codes hanging around their necks. No loose change? Just scan here.
Even Panhandlers, Are You Serious?Â
Scandaloulsy Scannable Plot …
Tang Wei in âLust, Caution”
âCrossing Hennessy,â the first film starring Chinese actress Tang Wei since she was reportedly blacklisted by officials in China following her graphic sex scenes in âLust Caution,â has been selected as the opening night film for the 34th Hong Kong International Film Festival on March 21.
Want a Blowjob? Just scan the QR Code tattooed on my ass …
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“We’re at a tipping point now,” said Rhia Liu, 25, an analyst with China Tech Insights, an organization that conducts research for Tencent. “The younger generation has never read a physical newspaper, and similarly in the future they’ll never use cash.”
Last month China Tech Insights released a report after polling Chinese WeChat users, that again underlined the rise of mobile payments. It found that in 2015, 65 percent of users spent less than 500 yuan ($73) a month through WeChat Pay, but in 2016 the figure had dropped to under 40 percent. Forty-five percent of users said they used WeChat Pay because they didn’t carry cash, with around 60 and 55 percent saying they used it because it was “fast” and “easy” respectively.
“People basically run their lives through smartphones in China,” said Ben Cavender, senior analyst at Shanghai-based China Market Research Group. “If you compare the US to China in terms of how people access the internet, China is much more heavily slanted toward smartphones. People are already spending so much time on their smartphones; it’s logical for them to have the tools they need in one place.”
It is almost impossible to find a retail vendor in Beijing that doesn’t accept cashless payments through smartphones now. Outside the capital, beggars have been spotted with QR codes hanging around their necks to accept digital donations.
Looking at the nature of the unique, highly-controlled online environment in China helps to explain why Chinese society has become increasingly cashless. Many globally popular social media and messaging apps, including Facebook, Instagram, and Twitter are blocked in China by the government’s infamous Great Firewall, giving Chinese firms like WeChat a free run at market dominance.
Whereas in many countries users look to various apps to perform tasksâInstagram for photo sharing, WhatsApp for messaging friends, Twitter for sending messages publiclyâin China these are usually all done through one app: WeChat. Introducing the payment function to an app so widely and thoroughly used already has made using it to replace cash an easy, natural step.
Most cashless smartphone payments in China are for small items and services such as meals, drinks and magazines. But average payment amounts are increasing as more people buy larger items and pay rent via their phones.
The rise of online WeChat payments as well as in-store payments has helped galvanize the shift away from paper money. China has a vibrant e-commerce landscapeâonline sales in the country were estimated to be around $900 billion last yearâbolstered by such retail giants as the eBay-like Taobao and a young generation of businesspeople utilising online payments to maximize their markets.
Marco Polo’s Zhu Zhu is QR Scannable
“Firms such as Alibaba have done an amazing job of bringing people into the economic fold,” said Zennon Kapron, founder of Asia-focused market research firm Kapronasia. The company works with the Better Than Cash Alliance, a network of businesses and government bodies based at the United Nations that promotes transitions to digital currency from cash.
“If you look at platforms such as Taobao and T-Mall⊠the number of small enterprises able to sell their goods [is huge],” Kapron said. “You can be a merchant in Xinjiang selling spices and you have an audience that is effectively all of China.
“You have a young generation very online and adept at using mobile phones, and incredibly intelligent entrepreneurs coming to market with interesting solutions that are changing the way people consume,” Kapron added. “All that has driven payments away from cash.”
The question is: When are the final coins and notes in China going to be placed in the big piggy bank in the sky?
Estimations from the analysts ranged between five and 13 years.
“Within five years first-tier cities will have full penetration of this cashless trend.”
Kapron reckons that by 2030 China will be “for all intents and purposes, cashless.” He added that the process will quicken when the central government decides to announce that a cashless society is its aim, which he believes would make sense economically for the country.
“Governments globally want to go cashless,” he said. “Cash is expensive to produce, and it doesn’t lend itself to transparency or security. China is looking at a kind of ‘e-RMB’ [digital currency], and will be pushing toward that.”
As well as making China-wide transactions easier for the retailers currently riding the e-commerce wave, ditching cash cuts out the cost for firms and banks of creating and managing paper currency. An anti-corruption drive President Xi Jinping is spearheading could benefit too, with digital transactions easier to trace than the journey of bags stuffed with cash. Counterfeit money, which is common in China, would be a problem of the past.
You may tip Lucy Liu by scanning her pussy (apparently QR coded)
Who needs big boobs when you’re as hot and sexy as Lucy Liu!
“China is arguably the biggest ‘cash free’ society already; now you can go without cash in big cities and a lot of third party payment companies [such as WeChat and Alipay] are developing fast,” said Wang. “The central bank is promoting this concept of ‘going cashless’ and the government has been doing a good job of guiding e-commerce.”
If any more evidence of a society becoming cashless than a walk around central Beijing observing the relentless smartphone scanning was needed, Wang provides it.
“I read a news article the other day about a burglar who broke into three shops in a row,” he said. “He could only find a few hundred yuan to steal.”
Just about enough to buy a Super Emperor.
Due West: Our Sex Journey
AÂ 2012 Hong Kong 3-D erotica film directed and written by Mark Wu, starring Justin Cheung, Gregory Wong, Celia Kwok, Jeana Ho, and Daniella Wang. It is based on the erotic novel entitled Dongguan Wood, first published as a series of online stories by pseudonymous author Xiang Xi Murakami Haruki.